How Much Money Do You Really Need To Save For Retirement?
How much money do you really need to save up for your retirement and are Americans really meeting this goal? According to a recent GoBankingRates survey that involved over 4,500 participants, 56% have...
View Article5 Ways to Test Your Retirement Readiness
These days, planning retirement is more complicated than ever and involves countless decisions. “Retirement looks very different for people today than it did 50 years ago,” said financial planner Aaron...
View Article5 Ways to Save for Retirement without a Full-time Job or 401k
“Steps to Maximize Your 401k.” “How to Master Your 401k.” “Ways to Increase Your 401k.” Headlines such as these are common in personal finance publications, and tend to give the impression that a 401k...
View Article3 Ways to Make Sure Your Retirement Isn’t Boring
Here’s how to turn your second act into the start of something big. Fewer than than half of retirees say they are having a very enjoyable retirement, according to a recent research brief on retirement...
View Article4 Steps to Fixing Our Retirement Crisis
It’s no secret that Americans are lousy at saving for retirement, and many will struggle to live comfortably in old age. A Vanguard report from 2015 says its clients over age 65 had, on average, about...
View Article3 Moves to Boost Your Odds of an Early Retirement
Let’s start with the facts: Most Americans likely will have a hard time retiring on time, let alone early. For starters, the average retirement account balance for U.S. households ages 50 to 64 is...
View Article6 Ways to Profit From the Sharing Economy in Retirement
The sharing economy – platforms and services that make it easy for you to rent out things you own and services you offer – opens up some interesting options for retirees looking to generate extra cash...
View Article7 Items for Your Retirement Checklist
It’s difficult to know when you are ready to retire. But there are certain decisions everyone must make in order to retire well. Take care to check these items of your to-do list before leaving your...
View Article3 Steps to Help Make Your Retirement Assets Last
Retirement means different things to different people. To some, it could mean having additional time to visit family. To others it might present more opportunities to volunteer in the community. And...
View Article6 Ways Roth 401(k)s Differ From Roth IRAs
When you contribute after-tax dollars to a Roth 401(k) or Roth IRA, your money grows without the drag of taxes each year and you can set yourself up for tax-free withdrawals in retirement. However,...
View ArticleOne Essential Retirement Rule Often Ignored
A lot of hair has been pulled over the United Kingdom’s Brexit vote. Sure, there were a couple of days when there was extreme volatility, but there are more important investment truths that need to be...
View Article5 Ways to Overcome Obstacles Between You and Retirement
You don’t have to look at the larger economy to know Americans aren’t saving enough for retirement — there’s about a 50-50 chance you see this shortfall in your own personal economy. There are plenty...
View ArticleWork Beyond Retirement Age Can Pay
The rules surrounding your Social Security benefits can be confusing. And the topic of collecting benefits while you’re still working can add to this confusion. There are many reasons to work into...
View Article6 Ways to Simplify Your Retirement Portfolio Plan
I often speak to groups of retired or soon-to-retire people, and it’s clear that investing is a passion for many of them. They’ve been studying investing and the markets for many years, homed in on a...
View ArticleThe 7 Classic Virtues of Investing
The traditional moral virtues originated from Greek philosophers Aristotle and Plato, who used them to define the character traits of people who lead successful, uplifting lives. The virtues were...
View ArticleDon’t Ignore Home Equity When Planning Your Retirement
Many older Americans are home-rich and cash-poor, and could use their home equity to help fund their retirement, according to a recent report on Americans’ retirement challenges from the BiPartisan...
View Article3 Key Moves For Making Your Money Last As Long As You Do
Are you afraid of running out of money in retirement? If so, you’re not alone. And it’s not just a problem for women who live paycheck-to-paycheck. Over half of people (55 percent) with $50,000 to...
View Article3 Retirement Rules Everyone Should Follow
We aren’t great at saving for retirement. There are lots of reasons, but it all boils down to one simple truth: We are hardwired to invest in relationships, knowing that our kin will take care of us in...
View Article5 Steps to Your Retirement Portfolio
When it comes to structuring your investment portfolio, there’s no single ideal model portfolio. Your best asset allocation will depend, in part, on your investment goals and how much time you have to...
View ArticleHow to Increase Your Spouse’s Chance of a Well-funded Retirement
43652991 – terms of good old couple Three key decisions about retirement benefits can help couples make their money last — or dramatically increase the chances that the survivor will end up old and...
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